Legal Documents of Bean Station
Code of Bean Station
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Code of Bean Station
Title 20 Miscellaneous
Chapter 2 Telecommunications
Title 20 Miscellaneous
Chapter 2 Telecommunications
Bean Station
Title 20 : Miscellaneous
Chapter 2 : Telecommunications
20-217 : Insurance requirements.
- A provider shall obtain and maintain insurance in the amounts prescribed by the chief administrative officer with an insurance company licensed to do business in the State of Tennessee acceptable to the chief administrative officer throughout the term of a municipal permit granted under this chapter. A provider shall furnish the town with proof of insurance at the time of issuance of a municipal permit. The town reserves the right to review the insurance requirements while a municipal permit is in effect, and to reasonably adjust insurance coverage and limits when the chief administrative officer determines that changes in statutory law, court decisions, or the claims history of the industry or the provider require adjustment of the coverage. For purposes of this section, the town will accept certificates of self-insurance issued by the State of Tennessee providing the same coverage.
- The chief administrative officer may, on request and at no cost to the town, receive copies of certificates of insurance evidencing the coverage required by this section. The chief administrative officer may request the deletion, revision or modification of particular policy terms, conditions, limitations or exclusions, unless the policy provisions are established by a law or regulation binding the town, the provider, or the underwriter. If the chief administrative officer requests a deletion, revision or modification, a provider shall exercise reasonable efforts to pay for and to accomplish the change. An insurance certificate shall contain the following required provisions:
- Name the town and its officers, employees, board members and elected representatives as additional insureds for all applicable coverage;
- Provide for thirty (30) days' notice to the town for cancellation, non-renewal, or material change;
- Provide that notice of claims shall be provided to the chief administrative officer by certified mail; and
- Provide that the terms of the municipal permit which impose obligations on the provider concerning liability, duty, and standard of care, including the indemnity section, are included in the policy and that the risks are insured within the policy terms and conditions.
- A provider shall file and maintain proof of insurance with the chief administrative officer during the term of a municipal permit. An insurance certificate obtained in compliance with this section is subject to town approval. The town may require the certificate to be changed to reflect changing liability limits. A provider shall immediately advise the town of actual or potential litigation that may develop that would affect insurance coverage related to a municipal permit.
- An insurer has no right of recovery against the town. The required insurance policies shall protect the provider and the town. The insurance shall be primary coverage for losses covered by the policies.
- The policy clause "other insurance" shall not apply to the town where the town is an insured under the policy.
- The provider shall pay premiums and assessments. A company which issues an insurance policy has no recourse against the town for payment of a premium or assessment. Insurance policies obtained by a provider must provide that the issuing company waives all right of recovery by way of subrogation against the town in connection with damage covered by the policy. (Ord. #____, June 1997)
Date Last Updated: 05/28/2024
Codification Date: 07/01/2020
Officials at Date of Last Codification:
Mayor - Ben Waller
Aldermen - Mickey Ankrom
Aldermen - Jeff Atkins
Aldermen - Eddie Douglas
Aldermen - Patsy Winstead Harrell
Recorder - Robin Jarnigan